Director of Credit Risk

Director of Credit Risk

Calgary, Alberta, Canada -Permanent


Job Description

Are you a risk management leader seeking a new challenge? Our client is on a mission to revolutionize the payments industry and are looking for our first Director of Credit Risk to join our rapidly scaling team. As our Credit Risk Leader, you will play a pivotal role in shaping and executing the strategy that underpins our cutting-edge payment processing platform. This role reports directly to the CEO and will have a massive impact on across the organization.

What You'll Be Doing:
- Driving innovation in risk management by anticipating and proactively addressing credit risk challenges.
- Designing and executing mitigation strategies, including underwriting procedures, onboarding processes, and chargeback management.
- Leveraging data-driven insights to track and monitor credit risk exposure, proactively identifying changes in risk indicators.
- Collaborating with operational teams to ensure seamless integration of credit risk management processes.
- Leading and inspiring a high-performing team of credit risk professionals, providing guidance, coaching, and professional development opportunities.
- Curating a broad financial perspective and relating it back to our risk mitigation operations.
- Taking a human-centric approach to help solve problems for our customers, who are typically small and medium-sized business owners.
- Building processes from scratch in a fast-paced environment.

What You've Done:
- Developed and implemented comprehensive credit risk assessment frameworks to identify, evaluate, and prioritize risks.
- Led strategic initiatives to drive forward-thinking credit risk strategies, staying ahead of industry best practices and emerging technologies.
- Leveraged data analytics and predictive modeling to optimize credit strategies, including underwriting and customer management.
- Collaborated with cross-functional teams to seamlessly integrate credit risk management processes into day-to-day operations.
- Mentored and led high-performing teams, fostering a culture of excellence, collaboration, and continuous improvement.
- Stayed informed about evolving regulatory requirements and industry standards related to credit risk management.
- Served as an advisor on credit risk, effectively communicating risk strategies, findings, and actions to executive leadership and stakeholders.

Tech Stack You'll Be Working With:
- Proficiency in SQL and data analytics tools.
- Experience developing underwriting models based on complex risk factors.
- Familiarity with predictive modeling considered an asset


Must Have Skills:

5+ years of relevant experience in credit risk management, lending, or fraud management.
Proven experience in credit risk management, bonus if it was with a financial institution.
Strong strategic thinking abilities, with the capacity to anticipate and proactively address credit risk challenges.
Previous experience developing underwriting models based on complex risk factors.
Experience with predictive modeling is considered an asset.
Excellent communication and leadership skills, with the ability to inspire and motivate teams to achieve ambitious goals.
Data analytical skills, proficiency in SQL is nice to have.


Details:

Starting: ASAP
Travel: 0
Dress Code: Casual







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